10 Things

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Just 10 Things

Just 10 Tips for Understanding Couponing Lingo

Posted on April 6, 2013 at 2:30 AM

1. Sunday Inserts - There are a number of coupon inserts in each Sunday newspaper. How many inserts often depends on your geographical location. Manufacturers like to target large metropolitan areas so large cities often get the most coupons. There are several companies that make coupon inserts. These include Smart Source (SS) and Red Plum (RP) which have inserts in the Sunday newspaper nearly every weekend except for holiday weekends. Proctor & Gamble (PG) has an insert near the first of each month full of household and personal/health coupons that are good for one month. General Mills (GM) usually has an insert a couple of time each year. The rest of the time, GM coupons are often included in the SS insert. PepsiCo will have inserts in a couple of times each year usually when the weather warms up. Sometimes Target will have a small insert of store coupons during the year as will Kroger.
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2. Catalinas - Catalina coupons are the ones that print out at the register after you have paid for your groceries. These are awarded to you based on items that you purchased. In many cases, these are $X off your next visit type coupons. For example: Buy 6 specific brand cat treats and get a $3 coupon after you pay for your purchase to use on your next trip. Most Catalina offers are national, although there are also regional offers. Catalina offers along with some online printable coupons are listed on the Catalina Network. Because Walgreens & CVS offer their own rewards coupon deals, Catalinas are not available at those stores. To see what purchases qualify, you need to sign up at www.thecouponnetwork.com . Then you are view all the possible deals for your particular favorite stores.


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3. Blinkies - Blinkies are coupons that can be found in a little box usually with a blinking red light on it amidst the grocery store shelves. Blinkies are usually meant to entice shoppers to buy a product impulsively so often when there is a blinkie coupon available, the product is at the high end of its sale cycle. Usually I grab the blinkie and hold onto it because sometime during the life of that blinkie coupon, the price will go lower.


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4. Coupon Stacking - Not all stores allow this so it is always best to check your stores' coupon policies! Coupon Stacking is when you stack a manufacturers' coupon with store's coupon to get optimum savings. For instance, the drugstore has coupon in its sales ad that gives you $4 off Centrum Vitamins. There is also a manufacturers coupon in one of the Sunday newspaper inserts for $5 those same Centrum Vitamins. At Walgreens, you can use both coupons for a total of $9 off those vitamins. You cannot use two manufacturers coupons together but you can stack a store coupon onto a manufacturers coupon if the store allows. Target and CVS also have store coupons that can be stacked with manufacturers coupons.
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Examples of Coupon Stacking & Match Ups:
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The grocery store has Tide Liquid Detergent on sale for $3.99. The store has offered a coupon for $1 off Tide Liquid Detergent. There is also a manufacturer's coupon for $1 and an online coupon available for $1.
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Tide Liquid Detergent - 3.99

Use (1) Store Coupon for $1 off from store ad 1/12/2011 and

Use (1) Manufacturers Coupon for $1 off from SS 1/12/2011

or

Use (1) Manufacturers Printable Coupon for $1 off.

Your Cost: $1.99
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Kit Kat Bars 10 for $10

Use (1) Store Coupon for 50 cents off from store ad 3/12/2011 and

Use (1) Manufacturers Coupon for 50 cents off from RP 3/18/2011

Your cost: FREE!
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5. Peelies -  Peelies are manufacturer’s coupons that are stuck onto products at the grocery store. These are meant to entice the consumer to purchase the particular product right away. Most coupon shoppers find it incredibly bad form to remove these for future use without purchasing the product.


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6. Close Outs – This is when a manufacturer is going to stop making a product so the item may be marked down to a reduced price. Most products will come back in a new and improved design or package. Close Outs allow store to quickly get rid of older inventory to make way for the new/improved product. Combine close out prices with coupons and you can get some very sweet deals.
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7. Money Makers/Overage – This is when a coupon is more than the cost of the product so that there is an overage to the consumer’s favor. Thus, it’s like the shopper makes money off the product because the overage can be used for the purchase of other items of which the full cost is not covered by other coupons. Some store such as Wal-Mart will pay out overages in cash if you aren't buying anything else.
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8. OOPs - OOP stands for Out of Pocket. This abbreviation is very important because there are often deals where you will end up with a store gift card or Catalina coupon which when added to your savings will your purchase like free or a money maker but you must realize there is an out of pocket or OOP expense that you will have to pay first.
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9. BOGO - BOGO & B1G1 stands for Buy One Get One but watch closely because it doesn't always mean Buy One Get One Free. Sometimes these are Buy One Get One 50% off which means the second one will cost you half the price. BOGO sales can be really good or really bad so you have to watch the prices of the items. A BOGO sale where the price of the first item is so jacked up to cover the price of the second item isn't a very good BOGO. Also you need to know if your store will accept two coupons on a BOGO sale or just one. And if just one can it cover 2 items like a $1/2 coupon. BOGOs can be great if they are true BOGO Free and you can use 2 coupons (one for the first item & one for the second) to increase your savings!
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One of my favorite BOGO deals is on Vitamin Supplements at Kroger. Kroger runs this BOGO sale every six weeks or so. My mom takes Osteo BioFlex which can run $17 a bottle or more. Because this stuff is so pricey, there are often high value coupons available. So I can get two bottles and use two $5/1 coupons. This will bring my OOP down to just $7 for both bottles, making them each just $3.50. Now that's savings worth getting!
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Yes, many stores do allow you to use a BOGO coupon during a BOGO sale. This allows the manufacturer to pay the cost of one item while the store pays the cost of the other item so that you get both for free. However, stores do not allow the use of two BOGO coupons together in order to get two items free. Some stores do allow using a dollar/cent off coupon with a BOGO coupon to increase the savings on the first item which you must buy since the BOGO coupon will probably not say you have to pay full price for the first item. Some store consider this double dipping, so to speak. However, the dollar/cents off coupon should apply to the first item only and the BOGO coupon should apply to the second item.
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10. WYB - This stands for When You Buy and you will see this abbreviation a lot on coupon matching sites. Often a coupon is good when you buy 2 or more products thus your OOP is the total for both items and then the site may tell you what the individual cost is When You Buy the number specified on the coupon or deal.


Categories: Just 10 Things to Help You Save Money

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